Rates & Fees

Underwriters 

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Closing Fees

Real Estate Closing Fee ................................... $250.00



Builder/Vacant Land/
Investor Closing Fee ........................................ $150.00

effective date september 2, 2019

Bundled Fees

Loan Closing Fee Concurrent with Sale .... $325.00

              (includes courier & e-doc fee)

 
Refinance Closing Fee ..................................... $325.00

     (includes courier, wire, cashier check & e-doc fees)                        

effective date september 2, 2019

Miscellaneous Charges

Owners Extended Coverage (OEC) ................ $75.00

Tax Certificate ...................................................... $25.00

Outgoing Wire ..................................................... $25.00

Cashier's Check ................................................... $25.00

Overnight Fees .................................................... $25.00

Courier Fee ........................................................... $35.00

E-Recording Processing Fee ............................ $25.00

 

E-Recording Fee- Per Doc .................................. $5.00

Closing Protection Letter (CPL) ..................... $25.00

effective date september 2, 2019

Bundled Rate for Loan Polices for a Residential Resale

Loan Amount                                           Policy Premium

$50,000 ............................................................................................. $394

$100,000 ........................................................................................... $417

$150,000 ........................................................................................... $433

$200,000 ........................................................................................... $448

$250,000 ........................................................................................... $462

$300,000 ........................................................................................... $477

$350,000 ........................................................................................... $491

$400,000 ........................................................................................... $505

$450,000 ........................................................................................... $519

$500,000 ........................................................................................... $534

$550,000 ........................................................................................... $548

$600,000 ........................................................................................... $561

$650,000 ........................................................................................... $575

$700,000 ........................................................................................... $588

$750,000 ........................................................................................... $602

$800,000 ........................................................................................... $616

$850,000 ........................................................................................... $629

$900,000 ........................................................................................... $643

$950,000 ........................................................................................... $656

$1,000,000 ....................................................................................... $670

effective date august 12, 2019 for westcor land title insurnace

Bundled Title Insurance for Refinance

Loan Amount                                           Policy Premium

Up to $100,000 ................................................................................ $525

 

Thereafter up to $450,000 .............................................................. $625

Thereafter up to $450,000 .............................................................. $750

Thereafter up to $750,000 .............................................................. $950

Thereafter up to $1,000,000 ........................................................ $1,375

Thereafter up to $2,000,000 ........................................................ $1,855

Loans over $600,000 basic schedule of rates applies.

effective date january 5, 2018 for stewart title guaranty co. 

Bundled Loan Title Insurance for Purchases
When a loan policy is issued as a part of a resale transaction, whether or not issued concurrently with an Owners title insurance policy on the same estate in land issued at full value, lenders who desire the efficiencies of a bundled product including specified endorsements, extended coverage, tax certificate or tax status letter at an all-inclusive rate, may request this rate. Endorsements included with this rate are the 100, 100.30, 110.7 (ALTA 6-06), 110.8 (ALTA 6.2-06), ALTA 4.1-06, ALTA 5.1-06, 116IMP, 140.1 (ALTA 8.1-06), ALTA 9-06. Only the ALTA Short Form Residential Loan Policy or the 1992  or 2006 ALTA Loan Policy may be issued for this program. 

Bundled Loan Title Insurance for Refinance
The Bundled Loan Charge applies only to: ALTA Loan Policy and ALTA Short Form Residential loan Policy. The charge includes the following applicable endorsements including a Tax Certificate or statutory equivalent: Deletion of Standard Exceptions 1-4 (where no mechanic's lien risk is present) Deletion of Standard Exceptions 1-3 (where no mechanic's lien risk is present), ALTA 9 or 9.3/ 100 Restrictions, ALTA 8.1, ALTA 4.1/ 115.3 Condo or ALTA 5.1/ 115.4 PUD, ALTA 4/115.1 Condo or ALTA 5/115.2 PUD, ALTA 22/ 116, Form 100.30 and any one of the following optional endorsements: 110.7 or 110.8 all other endorsements shall be charged at the applicable charge.